Home Improvement Loan Leads
There may be other programs available which offer lower interest rates and/or a
grant component depending upon your household income and/or the
neighborhood in which you live. Home HeadQuarters staff will always work to
place you in the best possible program and will notify you as quickly as possible
should a different program be available for you. These other programs may have
additional eligibility, reporting and work specification requirements and may
require you to submit additional information prior to loan closing including:
- Copy of the recorded deed to your home.
- Proof of occupancy and current property taxes.
- Proof of income for all members who reside in the household (i.e., 3 recent pay
stubs; benefit letter for SSI, Social Security, pension, unemployment, disability,
etc.). - Copy of last year’s federal tax return (if filed).
- Copy of declarations page of homeowner’s insurance stating current policy
period. - Copy of picture ID (i.e., driver’s license).
Mortgage Sales Leads Program Details
- 6.99% fixed interest rate**
- Loans of up to $15,000.
- No income eligibility requirements for loan.
- No home equity required.
- Available throughout Central New York.
- Most major home repairs are eligible.
- Flexible terms.
- Your choice of contractor.
- No contractor bid requirements.
- Home Inspection may be required.
- Home improved must be primary residence.
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